Institutional Capital for
Commercial Real Estate.
We provide highly structured debt and equity solutions for sophisticated commercial developers and investors. Precision financing tailored to maximize your asset's potential.
Our Focus
Eligible Property Types
Multifamily
5+ Units, Value-Add & Stabilized
Office
Class A/B/C & Medical Office
Retail
Strip Centers & Credit Tenant NNN
Industrial
Warehouses, Logistics & Flex
Self Storage
Climate Controlled & Traditional
Mobile Home Parks
Value-add and Stabilized MHP
Development
Ground-Up Construction & Rehab
Hospitality & More
Hotels, Marinas, and Special Use
The Capital Stack
Detailed Program Parameters
We offer highly competitive terms sourced directly from Life Companies, CMBS, Debt Funds, and Institutional Banks.
Permanent Financing
Long-term, stabilized debt for cash-flowing commercial properties. Optimal for refinancing out of construction debt or making long-term acquisitions.
- LTV: Up to 80% (Asset dependent)
- Rates: Treasury + 1.50% - 2.50%
- Terms: 5, 7, 10, up to 30 Yrs Amortized
- Timeframe: 45 - 60 Days to Close
Bridge & Value-Add
High-velocity, short-term capital designed for acquisitions requiring repositioning, heavy renovations, or rapid lease-up prior to stabilization.
- LTC: Up to 85% of Total Cost
- Rates: SOFR + 3.00% - 5.00% (I/O)
- Terms: 12 - 36 Months + Extensions
- Timeframe: 14 - 30 Days to Close
Ground-Up Construction
Capital for shovel-ready commercial development projects. Draw schedules managed efficiently to ensure your contractors are paid on time.
- LTC: Up to 80% (65% LTV)
- Rates: SOFR + 3.50% - 5.50%
- Terms: 18 - 36 Months
- Timeframe: 45 - 60 Days to Close
SBA 504 & 7(a)
Government-supported financing providing the highest leverage in the market for business owners acquiring their own commercial facilities.
- LTV: Up to 90% (10% Down)
- Rates: Prime + 1.50% - 2.75%
- Terms: 10 to 25 Years Amortized
- Timeframe: 45 - 90 Days to Close
Execution
Our Underwriting Process
1. Discovery & Intake
24 - 48 Hours
Submit your initial scenario (T12, Rent Roll, PFS). Our advisory team analyzes the metrics to determine the optimal capital structure and lender fit.
2. Term Sheet / LOI
2 - 4 Days
We present highly competitive, executable term sheets. Once terms are accepted, the initial deposit is made for third-party reports.
3. 3rd Party Reports
2 - 4 Weeks
Appraisal, Phase 1 ESA, and Property Condition Assessments (PCA) are ordered. Full underwriting package is submitted to the credit committee.
4. Commitment & Funding
1 - 2 Weeks
Credit committee issues the final loan commitment. Loan documents are drawn, signed at escrow, and funds are officially wired.
Greenlight Commercial Lending
DBA of Greenlight Mortgages, Inc.
NMLS #2439590 | CalDRE #02193859
904 N. La Brea Ave, Suite #A, Inglewood, CA 90302
